Finance Center at Schimmer Hyundai in Peru, IL
Learn All About the Hyundai 0% APR Financing Offers from the Team at Schimmer Hyundai
Anyone who is in the market for a new Hyundai model in the area may wonder how they can get the best deal. We know that a great car deal goes well beyond the price. In fact, your auto financing may say more about what the vehicle will cost you in the long term.
At Schimmer Hyundai, located at 911 Shooting Park Road in Peru, IL, we are your resource when you want information about car financing. Currently, we can provide you with details about Hyundai 0% APR financing offers.
Financing vs. Leasing: How Do They Differ?
Financing vs. Leasing: How Do They Differ?
Financing and leasing are the two most common payment methods for new vehicles. Most customers can't pay the full price of a vehicle upfront in cash. Financing and leasing provide financial flexibility that makes it much easier and more fiscally sound to shop for your dream vehicle.
When you finance a vehicle, you take out an auto loan. The financial institution lending you the money pays the full price for the vehicle upfront and takes ownership of the vehicle's title. You get to drive home in the vehicle, and you then pay off the loan over time with added interest. Once you pay off the loan, you take ownership of the vehicle.
Leasing lets you drive a new vehicle without taking out a loan. Instead, you make monthly payments to our dealership for a set period. Most lease agreements last 36 months, but longer or shorter leases are sometimes available. When the lease ends, you can return the leased vehicle, trade it in for a new model to lease, or buy it.
The Pros and Cons of Financing
Financing puts you on a direct path to vehicle ownership, a dream for many of our customers. Financing also lets you build equity in your vehicle. You can make modifications to the vehicle, and you don't have to worry about mileage limits.
However, some customers prefer being able to drive a new vehicle without needing to take out a loan. If you finance a vehicle, you are making a long-term financial commitment, so it's important to be sure that you pick a vehicle you know you will love driving.
The Pros and Cons of Leasing
The Pros and Cons of Leasing
Leasing is a great option for customers who want to drive a new vehicle without taking out a loan. While loan agreements are long-term, lease agreements typically last three years, with no obligations once you return the vehicle. Leasing also provides a variety of lease-end options, including buying the vehicle if you end up loving it or upgrading to a brand-new model every few years.
There are some notable limits with leased vehicles. You can't make modifications, and you must stay under mileage limits. Leasing also doesn't let you build equity in the vehicle.
Online Shopping Tools
At Schimmer Hyundai, we do everything we can to make your shopping experience easier and more convenient. That is why we offer shopping tools on our website that can save you time and make it easier than ever to shop for your dream vehicle. Our online Finance Application form lets you kickstart the payment process for your new vehicle from the comfort of your home. You can also value your trade with our CarFax Trade-In tool. Just enter your vehicle's information into the form to get a cash offer. You can then bring your vehicle to our dealership in Peru and trade it for cash or credit, which you can use to save money on your next Hyundai.
Shop at Schimmer Hyundai
Are you ready to shop for your next vehicle at Schimmer Hyundai? Then, visit our dealership, browse our new and used inventory, and visit our Finance Center to learn more about your payment options. To learn more, contact us.
Hyundai 0% APR Financing Offer FAQs
Who Qualifies for the Hyundai 0% APR Financing Offers?
Your qualification for this auto financing will be determined by a variety of factors, including your credit profile. You can submit an online credit application to our finance team to discover which financing options we have available for you.
Does the Hyundai 0% APR Financing Offer Apply to All Hyundai Models?
No. The Hyundai 0% APR Financing Offer only applies to specific Hyundai models in the lineup. The finance experts at Schimmer Hyundai can answer any questions about which models might qualify for this offer.
Are There Any Other Hyundai Financing Offers Available on Other Hyundai Models?
Yes. Our dealership often has some intriguing financing deals on new Hyundai models to share with our customers. Our finance professionals can help you discover which specials are currently being offered for the Hyundai car, truck, or SUV in which you are interested.
Do I Have to Put Cash Down to Take Advantage of These Offers?
In all auto financing, the amount of money that a buyer needs to put down is determined by the lender. It is based on a variety of factors, including your credit report.
Are the Hyundai 0% APR Financing Offers Available for Any Financing Term?
No. The Hyundai 0% APR Financing Offers are only good for a specific term and model. For example, you may find that there is a zero percent APR offer on a specific Hyundai model for 60 months. This offer couldn't be extended to 72 months or decreased to 48 months.
Will the Hyundai 0% APR Financing Offers Be Available Indefinitely?
No. These offers will only be offered for a limited time. If you are interested in one of these specials, you should attempt to secure it before it expires by completing our online credit application today.
How Can We Help?
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Schimmer Hyundai
911 Shooting Park Rd
Peru, IL 61354
- Sales: (815) 224-4500
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